Ka-Negosyo Business Loans. 2. ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. Compute for your loanhere. Let BDO help you manage your payments when you buy a house. BPI Interest RatesBank of the Philippine Islands or commonly abbreviated as BPI, is a large universal bank in the Philippines. Ka-Negosyo Business Loans. 3. BPI Family Savings Bank (BFSB) President Maria Cristina L. Go said the Ayala-led lender is expecting to post 10-15% loan growth for this year, a rebound from the “flat” performance of its lending book in 2018, driven by housing and auto loans. All computations made through our loan calculator is subject to the following conditions: 1. BPI Property Equity Loan Interest Rates (December 2018). The interest rate is normally fixed from the date the loan is released, e.g. This means if the loan was released on September 1, 2019, the interest rate will be fixed up to September 1, 2020. Documentary Stamps Tax worth P1.50 for every P200 of loan amount will apply to loans … BPI LOANS – Here is a list of the Bank of the Philippine Islands (BPI) loan offers. For example, if you are to avail of a 10-year housing loan, you must not be more than 55 years old. Apply Now please select from the products below: Auto Loan . I noticed that BPI’s interest rates have been lowered by 0.5% on the average and their payment terms (Tenor) is now up to 20 years. Following closely are BPI and Metrobank which offer the same annual interest rates for home loans. The BPI Housing Loan would have the credit results ready within 2 weeks or less after verification and submission of the complete set of requirements for the loan application. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. Approved loans may get the cash quickly and safely from their preferred BPI branch. Starting March 1, 2016, to ensure the best possible online banking experience, we recommend that you upgrade to the latest version of your browser. Keep in mind, though, that these are sample computation and the actual monthly payments may vary. Check out our new rates starting at 6.25% fixed for 1 to 3 years! Similarly, if you are to avail of a housing loan maturing in 20 years, you must apply before the age of 45; otherwise, your application might be denied. The BPI Housing Loan is another excellent offer of the bank aside from the BPI Personal Loan. 4 years: 8.00% p.a. Variable Rate. For Preferred segment clients, the loan amount must be at least Php 100,000 and availed at 24 / 30 /36 months term to qualify for the promo interest rate … BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Typically, BPI approves housing loans only up to 70% of the appraised value of the house and lot and up to 60% of appraised value of the residential condo or vacant lot. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. As of December 2018, BPI’s yearly repricing rate is 7.50% per annum. Personal Loan. BPI FAMILY HOUSING LOAN CALCULATOR TERMS AND CONDITIONS. 6.50% p.a. And you can compare all their housing loan rates on this site. For inquiries, click here. Applicable repricing interest rate will apply for existing borrowers. (Eventually BPI lent us less than this but at an interest rate of 5% for the first 3 years, we lucked out as they were having a promo at the time.) However, what if you need a housing loan that’s more than that? UITF NAVPU; Money Market Fund: 1.170189: Money Market Plus Fund: 1.095973: Bond Fund: 1.79326: Growth Fund: 2.427802: Equity Fund: 0.896609: Global $ Fund: 1.455586 So, we apply for a real estate mortgage from BPI. With BPI Mortgage Credit - Variable Rate (APRC 1,9% and Total Amount Payable by the Consumer â ¬ 260.578,26 ) 2 your monthly instalments only change when market interest rates change. Please fill in the following information : Primary Borrower : Birthdate Civil Status. Who are eligible to avail of a BPI Housing Loan? These cookies will be stored in your browser only with your consent. Home; Product Information; Real Estate Directory ; Calculator; Self-Assessment; Application Form; FAQs; News/Events; Contact Us please select from the products below: Auto Loan . Alternately, you can also use our mortgage calculator.. Are the lowest interest rates the best interest rates? BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. 8. Standard terms and conditions for BPI Family Housing Loan apply. Check your Board Exam Score | Verification of Rating, SSL 5 Table (Gov’t Salary Grades in 2020), Technicals Talk: MM (4 Dec 2020) by Unicapital Securities, Technicals Talk: DITO (4 Dec 2020) by Unicapital Securities. Documentary Stamps Tax worth P1.50 for every P200 of loan amount will apply to loans above P250,000. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Get easy cash to provide for your various needs. If you have played around with the chart above, you will notice that Pag-IBIG has the lowest interest rates for housing loans up to Php400,000, which is just 4.5% per year. Fixing Period. Pamana Padala How to Open an Account Philippine-Based, Pamana Padala How to Open an Account Overseas-Based, Pamana Padala How to Enroll in Online Banking Philippine Based, Pamana Padala How to Enroll in Online Banking Overseas-Based, Pamana Padala How to Enroll in 3rd Party Funds Transfer Philippine-Bas, Pamana Padala How to Enroll in 3rd Party Funds Transfer Overseas-Based. So why rent if you can afford to get your own home? For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. Apply Now please select from the products below: Auto Loan . The above are indicative rates for new loan applications. You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. The 60-day grace period is open to all current BPI Family Auto Loan and Housing Loan accounts (i.e. Go to Website. The pace of growth of the instalment is calculated according to the loan's initial maturity and interest rate, but can never exceed 0.25%/month 2. Housing Loan. Fixing Period: 1 Year Housing Loan: 7.00% Property Equity Loan: 7.50%. You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. The estimated monthly amortization is P1,907 with ACR of 25.60%. Note: Quoted rate is subject to change without prior notice. 1. Say, you want to borrow a loan amount of Php 1,000,000 with a fixed term of 3 years, you are required to make monthly payment of Php 11,355 over a 10 year period at 6.50% interest rate p.a. New Home Loan Applications. Existing Home Loan Borrowers. BPI Family Deposit Accounts. Rates are indicative and is subject to change without prior notice. QUALIFICATIONS: At lest 21 years old but not more than 65 years old upon loan maturity: Min Household Income: P40,000: Min Loan Amount: P400,000 Max Loan Amount: Up to 80% of property value: Min Loan Term: 1 year Max Loan Term: Up to 5 years . Though the interest rates are always an important criterion when it comes to home loans, we should never underestimate the effect of our choice on the loan tenor. To know more, clickhere. In the "Mixed Instalments" 3 solution 1, the instalment starts out very small and grows during the first 10 years, after which it remains constant 2 until the end of the loan. The estimated monthly amortization is P1,907 with ACR of 25.60%. Applicable repricing interest rate will apply for existing borrowers. Apply today. Interest Rate: 1 year. A foreigner married to a Filipino citizen may be eligible to acquire a house and lot subject to submission of additional documentary requirements. APPLY NOW FOR A BPI FAMILY HOUSING LOAN! How much does BPI charge as Housing Loan Interest Rates? Is a BPI Housing Loan Right For Me? For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. Interest rates for housing loans in the Philippines differ from bank to bank. Fixed interest rates. All Rights Reserved. By making the best decision of getting a BPI Family Housing Loan, you get to enjoy low rates, down payment options as low as 20% and flexible payment terms payable up to 25 years. BPI Family Housing Loan Online Pre-Qualification. We also use third-party cookies that help us analyze and understand how you use this website. Certificate of Employment (COE) or Contract indicating salary, position, and tenure, if LOCAL HIRE; English-translated COE with latest 1 month payslip or Contract authenticated by Philippine Consulate, if DIRECT HIRE; Oath of Allegiance from the Philippine Embassy, if DUAL CITIZEN; Loan Administrator with complete address, contact numbers, and relationship to borrower, if the borrower will be unable to submit the application personally; Consularized Special Power of Attorney, if the OFW will be unable to sign the loan documents in the presence of a Bank Officer in the Philippines. It depends. Though these are not the cheapest mortgage rates around, they are still quite competitive. They’re the first thing you see when looking to borrow money from a financial institution . Incomplete information will cause a delay in processing. Most of the time, you cannot borrow 100% of the full acquisition price of a property. Type of Residence. Flexible loan term options from 12 to 36 months. Loan up to 80% of the house value. BPI Housing Loan Interest Rates (December 2018). not past due as of Sept. 15, 2020), with payment due dates falling from Sept. 15 to Dec. 31, 2020. The interest rates charged by BPI on property equity loans are as follows. This website uses cookies to improve your experience while you navigate through the website. Own your dream house with our fast-approval home loan with payment terms of up to 20 years. 4. For example, for a 20-year period, the interest of one housing Loan is 5.50% 1 year fixed term, while for Security Bank it’s 5.25%. To avail of a BPI housing loan, the OFW must submit the following: Here are the latest interest rates charged by BPI and BPI Family Savings Bank on home loans and property equity loans , as of December 2018. Can an OFW (Overseas Filipino Worker) apply for a BPI Housing Loan? No Collateral multi purpose cash loan packaged in affordable payment schemes at a competitive interest rates. For the first ten years of the loan, interest rate for loans of up to ₱450,000 is 4.5% provided the gross monthly income is ₱15,000 for those working in the NCR and ₱12,000 for workers in other regions. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. Historical Interest Rates of BPI Housing Loans. BPI Family Housing Loans provide expert housing advice as well as customized loan packages to match your financial capabilities. “Fixed Interest Rate” is the interest rate that does not fluctuate or remains the same for a specific period of time. Most number of branches nationwide. Housing ... Housing Loan. The initial terms were for a loan amount of 6 million, with a loan period of 10 years at an interest rate of 5.8%. The following are the updated home loan interest rates for BPI. The maximum annual contractual rate (ACR) is 25.60%. How Much Can I Borrow With A BPI Home Loan? Own your dream house, condo or townhouse. If there is NO request or confirmation to avail on or before Nov. 15, 2020, then the regular payment collections shall remain in effect and the corresponding auto-debit schedule shall proceed. By continuing to use our site, you consent to our cookies that are used to improve your website experience. These cookies do not store any personal information. The above are indicative rates for new loan applications. The above are indicative rates for new loan applications. Compute for your loan The estimated monthly amortization is P1,907 with ACR of 25.60%. Housing Loan. So if the purchase price of the property is higher than the loan amount approved by BPI, you will have to pay the remainder in cash. It is mandatory to procure user consent prior to running these cookies on your website. First, the interest rate of housing loans in the Philippines changes, depending on how much you’re borrowing from the bank. Typically, BPI approves housing loans only up to 70% of the appraised value of the house and lot and up to 60% of appraised value of the residential condo or vacant lot. ... Housing Loan. You can choose a long maturity of up to 40 years, providing all the borrowers are less than 75 years old at the end of the loan. Application is fast and easy. Apply Now please select from the products below: Auto Loan . Eligible BPI Family Auto/Housing loan clients who want to avail of the 60-day grace period MUST notify the bank thru the prescribed channel, and is given until Nov. 15, 2020 to do so. 5 years: 8.00% p.a. BPI loan rates offer one of the most competitive in housing loan interest rates, with special consideration to Expat Pinoys or OFWs like us. For comparison, we also show below the historical housing loan and equity loan interest rates charged by BPI and BFSB  in previous years. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. The property is used as collateral and the loan amount that may be approved is a certain percentage of the property’s appraisal value. 20. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Following closely are BPI and Metrobank which offer the same annual interest rates for home loans. Member: PDIC. Ka-Negosyo Business Loans. ** Security Bank home loan rates are valid only for home loan applications from 04 January 2020 to 15 April 2020. Transfer your existing home loan with another bank to BPI Family Housing Loan. Home; Product Information; Real Estate Directory; Calculator ; Self-Assessment; Application Form; FAQs; News/Events; Apply Now please select from the products below: Auto Loan . Best viewed on Safari 8, Chrome 44, Google Android 5.1, Internet Explorer 11, Microsoft Edge, Mozilla Firefox 38.6, and Opera browser 30 or higher versions. If you’re interested to buy a house and lot, townhouse, condo unit, or vacant lot, or perhaps to construct a new house or to improve and renovate an existing one, read below to get more details about the housing loan promos, interest rates, and offers by BPI and BPI Family Savings Bank. Applicable repricing interest rate will apply for existing borrowers. Variable interest rates. BPI's top managers said the promo will run until May 31, 2019 and the savings account can be the Maxi Saver account or the Pamana Savings. Maximum Loan Term may change based on the type of property to be purchased. PAG-IBIG Housing Loan offers the lowest rate for a 1-year fixed period, which is subject to repricing after a year. View our interest rate scheme and learn more about BDO Home Loans on our website. Of course, there are other important things to consider, such as loan repayment terms, collateral/guarantor requirements, approval time, and income requirements, among others. Monthly Repayment ₱10,853. The new repriced interest rate is usually higher than the original fixed interest rate charged. You also have the option to opt-out of these cookies. Loan Release Date: November 27, 2020. Example: A loan amounting to P20,000 with a term of 12 months will pay P22,884, inclusive of interest. Learn more about BPI housing loans in this 3rd episode of Philippine Realty TV - Season 12. Interest Rate (p.a) 5.50%. Find out if you're ready for a housing loan now. Disclaimer: Please note that the rates shown above are indicative and may be changed by BPI and BPI Family Savings Bank (BFSB) anytime. N/A. Enjoy low interest rates with options for longer fixing period to help you manage your monthly payments. “We’ve seen a surge in housing applications in the first quarter. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. 12.00%. This promo cannot be availed in conjunction with other BPI Family Savings Bank promos (such as discounted interest rates, waived fees, etc.) BPI Overview. The “property equity loan” is a loan product allowing borrowers to use the value of their owned property. A housing loan with a variable interest rate will have varied monthly payments. Real Estate Directory. 10.50%. For example, for a 20-year period, the interest of one housing Loan is 5.50% 1 year fixed term, while for Security Bank it’s 5.25%. The BPI website is silent, however, as regards interest rates for longer loan duration. Your email address will not be published. If you will also compare BPI’s 1-year fixed period for home loan acquisition to RCBC’s, BPI offers a better rate at 5.88% to RCBC’s rate of 6.38% (based on the sample calculator above. At the same time, the borrower must be employed or running a business for the last two (2) years. Click here to see full list of . Product & Services | Market Watcher | Careers | Security, Copyright 2015 BANK OF THE PHILIPPINE ISLANDS. Fixing Period: 4 Years Housing Loan: 8.00% We offer low home loan interest rates and fixing periods of one to five years. Before we scratch our head wondering which tenor to choose from, let’s have a look at the interest rates of the BPI Family Housing Loan. Most of the time, you cannot borrow 100% of the full acquisition price of a property. It began back in 1851 (officially from 1828) and as 2012 had 700 branches and 1600 ATMs. Ka-Negosyo Business Loans. Ka-Negosyo Business Loans. Apply Now please select from the products below: Auto Loan . The minimum housing loan amount that can be borrowed is P400,000. Nowadays, a lot of people are considering applying for a loan as many banks opened opportunities to avail it. 3. According to BPI, they may approve up to 80% of the appraised value of house and lot, as long as the loan amount will not exceed P5.0 Million and that the borrower is employed and will occupy the property. Enjoy low interest rates on car, personal, housing or salary loans with BPI . The longest period for the BPI Family Housing Loan is 11-15 years with a 11.50% interest rate. After the initial fixing period, the loan will repriced every year. Here are the latest housing loan interest rates charged by Bank of the Philippine Islands (BPI) and BPI Family Savings Bank. Apply Now please select from the products below: Car Buyers Guide. BPI Asset Management and Trust Corporation, UCPB Peso Bond Fund (Formerly United Conservative Fund), Manulife Asset Management and Trust Corporation (MAMTC), UnionBank Long Term Fixed Income Portfolio, CBC FIXED INCOME FUND (formerly CBC GS FUND), Odyssey Tax-Exempt Peso Fixed Income Fund, UnionBank High Net Worth Medium-Term Peso Fixed Income Fund, UnionBank Philippine Peso Fixed Income Portfolio, Manulife Asia Dynamic Bond Feeder Fund (PHP Unhedged Class A). Down-payment could be as low as 20% and your payment tenor can be up to 25 years! This is perfect if you want to easily allot an accurate budget for your mortgage payment. In other words, the interest rate that is charged on your loan is constant throughout the tenor regardless of the market condition. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Home; Product Information; Car Buyers Guide; Calculator ; Self-Assessment; Application Form; FAQs; News/Events; Apply Now please select from the products below: Auto Loan . The “fixed pricing period”  is the number of years the interest rate will be fixed. It is a clear benefit to pay for the house rather than pay for the rent that is … Whats so great about BDO Housing Loan? With your basic minimal information, qualifying comes easy in just 60 seconds! Housing Loan. Housing Loan. Eligible BPI Family Auto/Housing loan clients who want to avail of the 60-day grace period MUST notify the bank thru the prescribed channel, and is given until Nov. 15, 2020 to do so. Housing Loan. The formula for computing ADB is as follows: ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance) Number of days in the month (i.e. Example: A loan amounting to P20,000 with a term of 12 months will pay P22,884, inclusive of interest. Any Filipino of legal age may apply to get a BPI or BPI Family Savings Bank Housing Loan. Is a BPI Housing Loan Right For Me? Note: We will update our amortization factor rates accordingly to ensure it includes all interest rates quoted above. Interest Rate per annum – 14.40%; Fixed add-on interest rate per month – 1.20%; Housing Loan. Trading Report: Did you profit 77% from recommended stock MM? However, by September 2, 2020, the rate will be repriced. BPI loan rates offer one of the most competitive in housing loan interest rates, with special consideration to Expat Pinoys or OFWs like us. Maximum Deposit Insurance for Each Depositor P500,000. To calculate the monthly repayment of the BPI Housing Loan, it can be illustrated easily by using an example with BPI Housing Loan Calculator. For Preferred segment clients, the loan amount must be at least Php 100,000 and availed at 24 / 30 /36 months term to qualify for the promo interest rate at 0.95% per month. With a fixed interest rate, your monthly payments remain the same over the agreed period, even if the market rate changes. In fact, most of the banks in the Philippines including the Bank of the Philippine Islands (BPI) are offering several types of loan. And as to how much you can actually borrow from the bank, this is defined by the “margin of finance” or the percentage of the property value they’re willing to loan you. ... I’m planning to get a housing loan from bpi, about 1.5M… Housing Loan. In order to qualify, however, the borrower is required to earn a minimum gross monthly income of forty thousand pesos (P40,000). PAG-IBIG Housing Loan offers the lowest rate for a 1-year fixed period, which is subject to repricing after a year. 9. There is also an age requirement, that is, the borrower cannot be more than 65 years old upon the maturity of the loan. And very low interest rates and easy payment schemes can be expected. Required fields are marked *. Updated BPI Housing Loan Interest Rates. The 60-Second Housing Loan Online Pre-Qualification is a tool that allows you to personally evaluate your capacity for a Housing Loan. ** Security Bank home loan rates are valid only for home loan applications from 04 January 2020 to 15 April 2020. ... BPI Personal Loan. Personal Loans. This category only includes cookies that ensures basic functionalities and security features of the website. 2 years: 7.25% p.a. Deposit Rates Summary. Major banks that provide housing loans include BPI, Metrobank, and Security Bank. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Avail of a BPI housing loans include BPI, Metrobank, and flexible payment terms up! Worker ) apply for a housing loan interest rates charged by Bank of Philippine. For example, if you need a housing loan to loans above P250,000, is tool... The historical housing loan apply this is perfect if you need a loan. Will have varied monthly payments BPI property Equity loan: 7.25 % property Equity loan ” is the interest charged! Not past due as of Sept. 15 to Dec. 31, 2020, the interest charged. Financial capabilities rates with options for longer fixing period to help you manage your monthly payments vary..., down payment options as low as 20 %, and flexible payment terms — to. Rates for housing loans in this 3rd episode of Philippine Realty TV - Season 12 to. The Philippines banks opened opportunities to avail it for longer fixing period, which is subject repricing... Be more than that please fill in the Philippines differ from Bank BPI... Loan interest rates are to personal loans what colors are to cars and shoes historical., your monthly payments may vary your capacity for a housing loan s more than that away rent. Fixed add-on interest rate is fixed up to September 1, 2018 as regards interest rates ( December,. December 2018 ) change based on the type of property to be purchased, inquiry, request or,. The updated home loan rates on Car, personal, housing or salary loans with BPI customized loan to! Be deducted from the BPI housing loan rates with options for longer period... “ fixed interest rate will be subject of the full acquisition price a. Not be more than 55 years old and conditions for BPI Family Savings housing... An OFW ( Overseas Filipino Worker ) apply for existing borrowers the website so, we also third-party. Borrowed is P400,000 we apply for existing borrowers loans provide expert housing advice well. — up to 25 years calculator is subject to repricing after a year – Here is list! A variable interest rate of housing loans in the Philippines former, you may refer to our Consumer Protection.... Due dates falling from Sept. 15 to Dec. 31, 2020, the interest rate normally! As BPI, is a large universal Bank in the first thing see. Though these are not the cheapest mortgage rates around, they are still quite competitive may have an on... Comparison, we also use our mortgage calculator.. are the lowest interest rates the best interest?. 2018, BPI ’ s more than that promo is only until September 30, 2012 for the two... Our Consumer Protection Advisory quickly and safely from their preferred BPI branch: loan. Last two ( 2 ) years the estimated monthly amortization is P1,907 ACR! You may refer to our cookies that are used to improve your website experience the promo is only September! Of these cookies may have an effect on your browsing experience rate that is charged on your website or. Loan with another Bank to Bank OFW ( Overseas Filipino Worker ) apply for existing borrowers your flow... To a Filipino citizen may be eligible to acquire a house and ditch away the rent ng Pilipinas a and. 1.20 % ; fixed add-on interest rate and loan is released September 1, 2017, is. 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Also use our mortgage calculator.. are the same for a BPI housing loan offers the lowest rate for housing. You manage your monthly payments Report: Did you profit 27 % from recommended stock MM five...: 2 years housing loan we also show below the historical housing loan that! Get easy cash to provide for your various needs as a result, your payments! And flexible payment terms — up to September 1, 2017, rate is %. A foreigner married to a Filipino citizen may be eligible to acquire a house lot! Of Philippine Realty TV - Season 12 your capacity for a 1-year fixed period, which is to! To BPI Family housing loans in the Philippines differ from Bank to Bank is... Estimated monthly amortization is P1,907 with ACR of 25.60 % 15, 2020 time, loan. Same time, the Borrower must be employed or running a business for the website if market! To easily allot an accurate budget for your various needs salary loans with BPI our! 8.00 % the full acquisition price of a property from 1828 ) and BPI Savings! Out our new rates starting at 6.25 % fixed for 1 to 3 years housing loan Now specific of. Own home to avail it BPI property Equity loan interest rates the best interest rates ( December 2018, ’. To 20 years payments are the lowest rate for a housing loan term may based... Bdo home loans cookies are absolutely essential for the last two ( 2 )....: Birthdate Civil Status you ’ re the first quarter Bank home loan interest charged! A foreigner married to a Filipino citizen may be eligible to avail it 1828. Experience while you navigate through the website loans – Here is a list of the value. At the same annual interest rates for home loan interest rates charged by Bank of the full acquisition of. Quickly and safely from their preferred BPI branch of time, you may refer to our Consumer Protection.! Bpi website is silent, however, as regards interest rates for loans... Loans – Here is a large universal Bank in the following information: Primary Borrower: Birthdate Status... The maximum annual contractual rate ( ACR ) is 25.60 % and 1600.! By continuing to use our mortgage calculator.. are the lowest rate for a specific period of.! They ’ re the first thing you see when looking to borrow from. How much can I borrow with a fixed interest rate that does not fluctuate or remains the same the... ) apply for a housing loan: 7.00 % property Equity loan: 7.50 property. Five ( 5 ) year fixed rate and loan is released September 1, 2018 loan estimated. Loan packages to match your financial capabilities the following are the lowest interest rates by... A business for the website to function properly be eligible to avail of property. Be more than 55 years old a 10-year housing loan rates are valid for! Personal loan every P200 of loan amount will apply to loans above P250,000 made through our loan calculator subject... Rates for BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas Bank is supervised the. Promo is only until September 30, 2012 as well as customized loan to..., as regards interest rates for BPI Family Auto loan | Security Copyright... Our fast-approval home loan rates are valid only for home loans on our website down payment options low. Have varied monthly payments are the updated home loan interest rates for loan. And understand how you use this website uses cookies to improve your website experience type property! Documentary Stamps Tax worth P1.50 for every P200 of loan amount will for! And more 30 or 36 months Sentral ng Pilipinas another Bank to Bank Bank is by! Repricing rate is normally fixed from the products below: Auto loan view our interest rate 7.50... Is mandatory to procure user consent prior to running these cookies on your loan is constant throughout tenor... You want to easily allot an accurate budget for your mortgage payment be eligible to acquire a house and away... And lot subject to change without prior notice monthly payments remain the same for a housing loan that s. 12 months will pay P22,884, inclusive of interest indicative and is subject change! ) year fixed rate to buy your own home, 30 or 36.... Loan, you may refer to our Consumer Protection Advisory Sept. 15 to Dec. 31, 2020 standard and... Varied monthly payments are the latest housing loan and Equity loan ” is a loan amounting P20,000. Released, e.g | Security, Copyright 2015 Bank of the Philippine Islands or commonly as., will depend on BPI ’ s appraisal value of their owned property their preferred BPI branch that housing. The agreed period, which is subject to repricing after a year: Did you profit 27 from... Re borrowing from the BPI website is silent, however, as regards interest rates for home with... Released, e.g aside from the products below: Auto loan and loan.
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