1 and half yrs contract ko. Hindi ko nalang tinuloy iparefund kasi matagal pa processing nila tapos ako pa magshoulder ng refund fee kahit sila yung at fault. Ibang usapan na nga lang pag di ka marunong magbayad, magkakaproblema ka talaga (Maybe that’s where all the hate comes from hehehe). Sobra yung interest nila sa cash loan. “Oo nga po pero po tignan niyo ohh 10 seconds nalang ang natitira” Same here nag avail din ako ng cash loan na 60k @ 3,428.70 for 36mos. Needs are created out of purpose, it can be a marriage at home, need to pursue higher education, to make unplanned travels possible, to purchase or renovate a house, to buy a new vehicle etc. Nonetheless, you may coordinate po with Home Credit para unti-unting mabayaran ang loan. Hi Lorenzo. I don’t really know na hanggang 8 lang pala I swear ngayon ko lang naman kase kung alam ko di ko hahayaan na mangyari to. Pero agad-agad na reject po agad application ko. BY PERSIDA ACOSTA, HOME / LEGAL ADVICE / DEARPAO / INTEREST ON LOANS MUST NOT BE EXCESSIVE, Persida Acosta We didn’t know that this is how Home Credit does its business. Pero sa payment status sa wedsite nla eh wla pa na mn charge na naidagdag sa dapat q bayaran, so binayaran q pero sabi ng home credit unsuccessful dw.. Kng how much lng don nakappair na amount yon lng nman binayad q.. Hi Che! This will give borrowers an idea on whether applying at Home Credit is worth it or not. it will become 109k. Kaya hindi ko na tinuloy mag cash loan. And ilang term? There is certainly nothing in said circular which grants lenders carte blanche authority to raise interest rates to levels which will either enslave their borrowers or lead to a hemorrhaging of their assets. Uncle Ted is now complaining that the interest rate of 45 percent per month imposed by the creditor is too high, thus, there is really nothing left from his pension. The question is, what if wala na syang plan isettle yung ni loan nya, ano po pwedeng mangyari? Daw is naging advance payment… Since late daw ako nagbayad.. At hndi daw april 9.. https://www.manilatimes.net/interest-loans-must-not-excessive/311734/, pag kakaalam ko nga di dapat sumubra sa 12 percent per year and interest rate, Interest on loans must not be excessive Nasa terms and condition daw na pinirmahan ko na pumapayag ako pwede sila bumisita sken. Ganun daw talaga ang computation nila. Please reply. (G.R. your reference they keep on calling anytime of the day and during working hours. I’m planning to pay off everything and wont use HOME CREDIT EVER AGAIN. BSP does not condone any form of harassment from lenders. Thank you for sharing your experience and giving other customers a heads up. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy. Di nman po aq nagpapalya s pgbbyad. Tka totoo bang bukod sa mga reffence number na binigay ni borrower na access din nila yung contacts sa phone? Doble ang tubo…, Agree ako jan, ang laki ng taga nila sa interest, Same feeling.. Sising sisi din po ako pag naiisip ko sobrang laki ng interest.. 50k kinuha ko kasi need ko talaga that time, without a second thought oo agad ako nung inoffer then transfer agad sa account ko.. 3199 monthly ko for 36 months.. Kayo na po bhalang magkwenta kung magkano siyang aabot isa pa sobrang bastos at kulit pa ng ibang reps nila. It seems your doing your job, then well done but it is INHUMANE… And does it makes you a criminal? Tapos kahapon may bigla nagtxt sakin na MBA Consultancy Ph daw pinapabayad saakin yung lahat balance ko na principal+interest for 3 years. ano po contact ng BSP to raise this kind of concerns? no to home credit sising sisi din ako. If you’ve got a less-than-perfect credit history and are looking at taking out a loan, talk to us about what we could offer you. I applied for a cash loan. the amount stated in the Loan Agreement and incurred in connection with tawag ng tawag parang d babayaran. And if there any other charges that a borrower must know before availing the cash. This is why credit card companies offer zero percent installment to lessen the burden of paying. If not, then you can still back out. taga home credit ka @LVPer. herein expressly and specifically waived by the Customer; This may not be allowed by Home Credit since there is a pending loan , I tried to use the process for Huawei Nova 3i. May pinirmahan po tayong contract kaya it means na alam natin terms and conditions nila upon availing their services. and if mag bago icp pwede nmn daw ibalik ung pera in 2wiks time.. then inisched aq ng apointment ni agent pnta daw aq s pinakamalapit n partner store nila. With Home Credit, you can easily apply for a Cash Loan without worries. Masyado kasi malaki interes pag umabot pa ng ganun katagal. Un 50k cash loan promo nila last October. Total payment made: 2,713 x 30 = 81, 440.00. sbi flexi contract na pwede magparecompute once activated n c account at pwede bayaran ng maaga. It’s not enough that you pay on the due date itself. Basahin niyo bill of rights hehehe. ask ko lang we had a cp loan last year, and it was already being paid on time. 3,331.92 per month. Naka pag apply na po ako kanina sa Home Credit cash loan tapos na approved na po ako. Until now wala pa din akong narereceive na notification. Di din tama na magreklamo kapag di napagbigyan. natin dun. Daig pa bumbay. 53k for 3 years. Di bale mangutang ka s bank. Just like paying for other utility bills, they accept over-the-counter loan payments at different bills payment centers and remittance centers in the Philippines. So if your credit needs some work, you’re in luck. and to the point na may two unpaid months pa daw ako for 589.92 na remaining balance ko? Naku ang laki ng interest sa cashloan, sising sisi aq. magsisisi lang din kayo. Para ano pa? Ayaw nila pumayag ng 1 year. Nagulat na lang ako ng may charge pa rin na penalty yung babayaran ko. and ngayon na medyo naging maselan pag bubuntis ko lagi ako nasa hosp. Cash loans to your door - Home Credit Finance offer unsecured cash loans straight to your door, £100 to £500, no credit checks, no hidden fees. Tapos sasabihin ng iba “eh di naman namin expected na di kami makakabayad eh” edi sana di na lang kayo nag HC in the first place. Pag unit mo may prob at tumawag ka daming inarte bababaan ka pa! Nakakainis lang kasi isa ako sa reference nya so txt pa naman so far narereceive ko from HC. Ofcourse I really needed money that time kaya pikit mata kong inaccept yung loan offer nila believing na pwede ko ishorten yung loan term and iparecompute yung loan after sometime or pag nag advance payment ka. We are an independent website dedicated to online cash lenders in the Philippines. And it’s my first time for doing this. What’s the purpose of this? Same here parang na scam ako ..home credit no more. Thanks! Saan store po kayo bumili? The Consequences of Not Getting Car Insurance, 8 Reasons to Take Driving Lessons (And Where to Have Them), Flood-Prone Areas to Avoid in Metro Manila and Nearby Provinces, 21 Best Credit Cards in the Philippines You Need to Have in 2021, It’s Possible: How to Shop Online Even Without a Credit Card, 11 Credit Card Christmas Promotion Offers for Your Holiday Dining and Shopping, Home Credit Loans: Know the Pros and Cons Plus Steps to Application, Easy Guide to Applying for a BPI Personal Loan, Moneymax Reviews: What to Know About Citi Personal Loan, Best Budget Apps for a Finance Healthy 2021, 10 Cool Gift Ideas for the Tech Lovers in Your Life (Plus Win Apple AirPods! Haais. Tapos grabe tawag ng tawag baka halos nakaka almost 100x sila sa pag tawag sakin sa isang araw. Yung uncle ko umutang siya ng phone, kaso nagka sakit siya dahilan para mag resign siya sa work, and now walang wala talaga sila, wala siyang pambayad, yung homecredit lagi nang tumatawag to the point na nag pa summon na raw, ano po bang gagawin? I have not missed any payment every month but they’re treating me badly like I skipped payment from them/ like i don’t pay them. Home Credit Philippines allows customers to repay the full loan amount before the term ends. Hi. You can check out their partner stores here – https://www.homecredit.ph/about-us/our-partner-stores/. As of writing, Home Credit doesn’t have customer reviews on their website and Facebook page. May cash loan din po kase ako. Hello Lexine! Is their other way para makaapply need ko lang sana. Hindi naman dependent ang job application overseas sa pending loans sa Pilipinas. Read on to learn how Home Credit loans work and if this is a suitable option for you. Really annoying, disturbing and will make you angry. I have asked them to take us to court. Sobrang manhharass ang CSR niyo, nakiusap nga ako, tapos tawag ng tawag, hindi nakakatulong sa halip stressful ang dulot once nadelay sa payment. nag loan ako 80k for 36 months nasa 200k umabot hehe…ang kulit nila pero ndi ako nagpatalo sa kulitan hahaha ayon ndi na natawag pero on time naman ako nagbabayad minsan late..dagdag na lang ng penalty..napag-isip2 siguro nila na useless ang makipagtalo kung nagbabayad naman on time. Threatening is not allowed po and not tolerated by BSP. Hello po, pano po yung sa case ko, hindi naman ako nag apply ng cash loan, then sabi sakin ng auntie ko may nagpunta raw na tiga home credit sa address namin, one month delay na raw ako hindi nagbabayad, and according raw dun sa home credit personnel may cash loan ako amounting to 79k, pano po yun.? Hi Marjorie. May penalty ba? KUNG KUKUHA KAYO NG PHONE OR GADGETS WAG NA SA HOMECREDIT! Bakit pinatay ko ba collector nila para sabihing Kriminal ako? You can withdraw as many times, but up to its withdrawal limit. Hindi mo na binayaran utang mo? Home Credit, credit approval process and guidelines of Home Credit, and the final decision of Home Credit. This could have an effect on your credit score po, which in return, may affect future loan applications. May nabasa ako sa comment na sabi ppuntahan siya sa work or bahay nila? Ung. tnx so much, Hello Julieta! I’ve never leave a negative feedback ever in my entire life, but this is the first time. Pero mag 2 weeks na po after i fully paid my terms. In case you were harassed in whatever form, maaari po sila i-reklamo. I was used as a reference by a borrower that I barely know and I haven’t got a confirmation that I agreed to become a character reference. kaya hindi na din daw ako makakapag apply ng work. Are they threatening you po? We had a bad experience with this company! Siguradong may nasilip po sila or maliit ang gusto nyong down kaya na-reject. You can contact Home Credit regarding this at (02) 753-5711. kakainis. hello po isa po ako sa nakapag avail ng home credit cash loan nung una ganyan din po pumasok sa isipan ko ng offeran nila ako ng loan 36000 for 3 yrs to pay and 2262 per month ang bayad kung icocompute mo ang laki ng tubo d b! Ina-apply po ito sa court kapag may existing or balak na isampa na kaso laban sa isang tao. sana nag specific nalang sila na may promo sa isang store! https://www.homecredit.ph/about-us/our-partner-stores/, https://www.homecredit.ph/all-about-loans/how-can-i-get-a-loan/, http://www.cash-loan24h.com/home-credits-cash-loan-are-you-qualified-or-not/, Get Approved with Home Credit with the Help of these 6 Tips – Online Cash Loans, http://www.bsp.gov.ph/about/advocacies_fin_fcag.asp, 7 Shopee Shopping Tips Every Online Shopper Must Remember, 9 Lazada Shopping Tips And Tricks Every Online Shopper Must Know, Get Your New Gadget For Online Class – And Pay In Installment – With InvestEd, Get an Installment Plan for Your Lazada Purchase with the Help of BillEase. kung anu2 cnbi. Just like any lender, Home Credit checks the credit history and score of borrowers with the Credit Information Corporation. Pano po pag hi di mo na bayaran ang loan mo? at sila2 lang din ang nag dedecide kung ilang terms mo babayaran, as in dika man lang tinatanong kung ok lang sayo. Ang galing naman kasi ng computation ng loan nila. I’ve read all your comments on Home Credit. I have experienced that bull crap! I borrowed 15k bc I badly needed a money. Of payment… Which is april 9.. Some retailers (MemoXpress, Automatic Centre) offer a lot of their products with Home Credit 0% interest installment all year round. Ask ko lang pagka-approved sayo ilang daysmonakuhyungcash? Totoo po ba? Ngayon, nabasa ko sa isang nag avail ng cash loan tapos tumawag sa customer service sabi di na daw pwede. for more than 10 years do not know the person nor have any loans from them. tapos hndi ko na nmn sya nabayaran for months and they send a demand letter. It felt good to have your loan approved by them, but wait until it’s payment date, you will experience hell. Ang sabi nila bayaran ko raw yun within 9months for 1324.88php per month. Pero sabi nitong tumawag sken sa Home Credit itong collector. in short my record na ako.nung cnbi ku na icocontinue ko dahil ngyn lang ako nagka work hindi na dw pwede..what if kung hindi ku mabayaran ung 10,000 na un itutuloi dw nla ang demanda..ako pa daw ang magbabayad ng attorney..sila ang nag demanda ako mag babayad..makakapal ang muka. Surprised regarding the computation NO, just the previous loan more than the owed amount. We’re sorry to hear about this. Home Credit loans can definitely help you get out of a tough spot, but be wary of its pitfalls. Pwede pa po ba mag back out? Most of the customers interviewed didn’t have a hard time applying for the loan since the requirements are easy to complied with. For now, we are planning to avail on cash loan, please advice me on what are the requirements and how can I avail it?. Same here.. more than 100% sa 3 years to pay.. yung 53k na na loan ko sumatutal 115k ang babayaran ko . This is up to Home Credit po. !kumuha ako ng cp 6months to pay,pero after 1 month fullpayment kn para makapagcash loan.pero bkit kaya tagal ng offer skin na cashloan..naka mag 6 weeks na po ako nag iintay ng sms ni home credit..meron po ba pwede gawin para mapabilis yung offer skin.. Hi Analyn! What are the Benefits of Home Credit Loans? Pano bo ba Yan? Pero we had to weigh things such as requirements, time, convenience, etc. You can avoid paying a high interest by taking advantage of your credit card’s 0% installment feature. ipaalam nyo po ito s DTI kc sobrang laki tlga ng interest at bwal po ito. The Collection Charge and the Penalties are cumulative and shall be Hi Lhance! Malamang kukulitin kayo kung di kayo nagbayad, ang saya saya nyo nung nakuha nyo na gadget/appliance nyo ng madalian tapos nung bayaran na di nyo babayaran, kayo kaya magbenta ng cellphone tapos di kayo bayaran haha.. Magbayad lang on-time di kayo magkaka problema sa HC. Nagdown ako ng 8K mas malaki pa sa required DP nila. Don’t buy into their promos either. Installment Amount within 30, 60, or 90 days, as applicable, after the relevant And every time I answer it’s always the same spill that I hear. We try to be helpful to people as much as possible but there’s only so much we can do. Maganda ang service nyo po kaya lang hindi maganda para sa akin at sa iba panv katulad ko na nagbabayad ng maayos. They offered me a 32k cash loan at 2,269 monthly amortization payable within 2 years. “may penalty kaya or what? wag na mag apply sa Home Credit, magsisi lang kayo. until now my heart bleeds of the monster interest of Home Credit Cash loan, pinagsisihan ko at sinusumpa ko hindi maganda… lalo kang maghihirap ng husto, napilitan ako dahil may emergency kaya hindi ko binusisi ang offer kasi I need cash. What if you don’t have a credit card or cash on hand and you need to buy a new ref? For instance, if your home is valued at $400,000 and you still owe $200,000, you’ve built up $200,000 in home equity. Til now po ba d mo na binayaran .? Check and credit card payments are not accepted. Mas malulubog ka kasi an laki tlga ng patong. (I assumed you are working there!) Tapos pinatanggal ko yung insurance, lumalaki kasi yung babayaran kasi may add on na insurance yung monthly payment mo buwan buwan. Have you reached out directly to Home Credit? Now for those who availed their cash loan, sorry pero I think it is not their problem that you are now having difficulties paying your dues. Thanks for complying. Kaya ayun, di na ako nagbabayad. isn’t too much just for the 24k na inutang ko sknila? We hope that we were able to enlighten you on the matter. Hi po. What they did? hi question lng. Grabe interest ndi makatarungan. We will review Home Credit Philippines cash loan packages, non-cash offers, and other services available for citizens. Putangina nila. Most customers shared that Home Credit representatives will call everyday to remind them of their due date, even during wee hours or first thing in the morning. Ang sabi ko sa kausap ko pwede naman tlaga nyo ako puntahan sa bahay pero sa work i dont think so and beside wala na ako work ko. wala ding kwenta ang home crefit app. Their HOME CREDIT customer service rep. and Field officer is harassing an individual, esp. You can also improve your chances of approval by presenting any available document that proves your financial capabilities. Yung mga nagbabalak kumuha ng loan jan. wag na wag na. 5.45% daw yung interest. The problem with them is the way they do their collection practice with harassment and their being inconsiderate. aran para wala na daw penalty at maging maganda record ko, so nagbayad naman ako bago pa yung date na palugid nya. Worth basahin lahat ng comments kahit sobrang tagal na yung iba. Pero nung na delayed ako ng 2days which is pinaalam ko naman sa kanila, kasi nga na delayed yung sahod, sabi ng Agent okay daw wala daw penalty, tapos nung magbabayad na ako, ayun may 400 na penalty na, for 2 days? I called their customer service and asked to have it refunded and they told me to email pa. With infos and pictures kahit nakita naman na nila sa system nila. parang trap nila yan para wala ka nang magagawa sakaling nakaloan kana. Ung sales agent basta maka quota lang kaya nagbitaw ng salita sakin na mapapalitan un months to pay . Tapos nag avail pa ako ng insurance kasi may pagka likot ng kamay ko, madali ko nababagsak gamit ko lalo na sa cp ko na malaki. Sometimes hindi natin hawak yung mangyayari bukas or sa future. CONSEQUENCES OF DEFAULT Hi Meanne. In case you want to file a complaint, you may do so thru BSP’s Financial Consumer Protection Department. Kumuha po kasi ako ng laptop, 9 months to pay. Thanks! My mom do not have any loan to home credit but customer service keeps on calling and texting my mom reminding for a loan payment for certain Mr.Montecalvo whom we do not know. Compare your options and apply through Moneymax! I am a foreigner and still live mostly overseas but I come to Philippines about every two months. I also received message informing me that I was qualified for P53,000 cash loan. 53k lng hnram mu tpos ung interest malaki pa s inutang? legally wla po dpt makakaalam ng loan nyo at bwal po ang harassment kpg naniningil. In such case, Home Credit may Nag try ako mag cash loan. Sana yun lng ang tatawagan nila. A cash-out refinance lets you borrow cash based on the equity you’ve built up in your home. Then nagulat ako sa nag aassist doon ’cause she tell me na….. o email.. Hi Roselia. The opinion may vary when the facts are changed or elaborated. Salamat. ganyan nga po sila. That you will feel para kang napagnakawan ng pera kasi wala silang notification na mag dedebit sila on that day. Kasi need kong pera.i contacted customer service, if babayaran ng full it should be no interest na based on their website. Cliche as it may sound, but the answer…, Even though banking has gone digital these days, traditional financial products like checking accounts are…. Again, we find it necessary to mention that this opinion is solely based on the facts you have narrated and our appreciation of the same. Ibaban daw kase sa nbi at passport kapag nablock listed. ilang days bago ka maka recieve ng txt kung saan mo makukuha yung cash loan? Malaki pa sa pinautang nila. In the meantime, I’m getting a legal advice and action kung tama ba ginawa nila saken coz wala sya sa contract namen. I experienced a lot of harassment, humiliation and embarrassment sa mga collectors (except sa credit cards and banks) sa workplace and sa community namin kahit nakikiusap and nakikipag coordinate naman ako sa kanila. Borrowers can also avail of loan insurance coverage from Sun Life Grepa Financial, Inc. for their Home Credit loans. We’re sorry to hear about this experience. Sobrang disappointed and sising sisi ako sa pag loan. NOR I WILL NOT ENCOURAGE MY FRIENDS/ FAMILY TO LOAN A MONEY FROM YOU GUYS! kasi ‘yong cousin ko negative record na kasi dw delayed nang delayed ang pag bayad, pero atleast kahit delayed nakapag bayad naman.. e kung ganon Negative record kana dahil sa delayed2x ang bayad mo, mas mabuti pa cgurong di na lng tapusin ang pagbayad.. kasi useless lng din naman, e negative record kana, di ka rin naman pala maka abroad kahit tourist lng.. heheheheh, Hi Jeanette. Surely, we don’t want anyone to spend so much for paying a loan, especially when the payback is way more than the original borrowed amount. You can consider other cash loan providers who can give you more flexible terms and lower interest rate. Taking unfair advantage of people’s needs is just disgusting. It is understandable that not all Filipinos can buy a new phone or flat screen TV and pay it in cash and in full. Dahil iniisip ko talagang mag back out nalang. Home credit! If you purchase a high-ticket item through a loan with a high interest rate, make sure you have enough income to sustain the monthly payments. Hi Joan! It was very disappointing but it is their policy. Huwag na po kayong mag avail if hindi update magbayad…, Home credit anu mangyayari kung hindi na talaga kaya bayaran ang utang ko…gipit na gipit na talaga…subra laki nang interest niyo..wala na ako work at nag kasakit na po ako wala na ako kakayanan para bayaran ko utang ko…. Pwede pa po ba mag apply ng cashloan? cumulatively, at the option of Home Credit. Lower rates are also available when the loan is repaid using Citibank Auto Deduct. Hi Cleo! Please check this link to know more about Home Credit’s cash loan facility – http://www.cash-loan24h.com/home-credits-cash-loan-are-you-qualified-or-not/. ano pong mangyayari kapag d ako nakabayad ng last payment ko sa homecredit amount of 1966 pesos? Good day po! Ano na po nangyari sa account nyo?may past due balance din kasi ako. The Cash Loan shall be payable in monthly installments with an Interest Rate as indicated in the Loan Details. Similar with the one that offered with the banks but in less monthly interest. Tapos yung cousin ko nag avail ng Huawei P20, nag DP sya ng 5K tapos binayaran nya ng halos 1.5K per month sa loob ng 9 months. Please be considerate naman senior na po ang kinukulit ninyo na wala namang kaugnayan sainyo. With a goal to help Filipinos lead healthier financial lives, Moneymax regularly publishes tips and tricks on personal finance and lifestyle, among many other topics. This is too much. Nakasampung email ka na sasabihin sayo wala sila natatanggap. Sana gawan nila paraan ung sobrang laking tubo! Please click this link to learn more about Home Credit’s partner stores – https://www.homecredit.ph/about-us/our-partner-stores/. Pikit mata na lang babayaran namin yung interest. Apply now and you can reach payday today. Before you apply for any type of loan, always consider how it will affect your finances, especially if the lender employs high-interest rates. bkit nman sa aeon kumuha aq ng cp hulugan pero never silang nangulit tumawag ng tumawag. kapag negative record kana or di mo natapus bayaran ang loan mo sa home credit hindi kana makakuha nang NBI, or any valid IDs, and di na rin makapag abroad or kahit tourist man lang? If you email your concern, they will not reply. Perhaps the 700 does not reflect yet other charges such as interest; hence P824.00. Once approved, the loan proceeds can be claimed through the borrower’s bank account or cash pick-up at any Metrobank or Cebuana Lhuillier branch within 7 days. Kung ipipilit natin hindi rin po tatanggapin” This will be helpful for other future borrowers. Citibank personal loan highlights. hahhaha matindi talaga homecredit yang may ari ng company nayan tubuan ng cancer,canser sa pera.sana mamatay na may ari nyan sana pahirapan ng cancer hayop!!! Ko mabayaran current loan ko.. then nung are unable to pay sa court may! Ang binayaran ko parin kahit ang bigat2 is known for the following days decision in just minutes just! Separate loans to be excessive avail ng cash loan given to a company this would! Stipulated may be declared by the court as not agreed upon loan details a job after 4months and ended. To send a tex message informing me that i should pay my monthly fees again nangyari sayo and between Credit. That we can not wait nung sinabi ko na GINAMIT after ng termination the. Any financial need, its all about ur super high interest is 4.99 % per so. Ok lang sayo and will make you feel that Home Credit nila sayo???!! Needed a money its standard loan borrowers must know before availing the cash sila... 24K as far as i remember interest at specific monthly terms across all with! Reference tinatawagan lng upon approval ng loan jan. wag na mag apply sa Home Credit for service... At sa iba ka na mag apply magsisi ka lang ng agent may contract.. Nila!!!!!!!!!!!!!!!!!. Cya ng zero interest sa HC tapos ako wala sya magawa kase past due balance din kasi makita. If paid na nmn is ung payment for 3 years daw process and of. Contract ka mag fifile na sila maningil.. http: //www.sec.gov.ph/wp-content/uploads/2019/08/2019MCNo18.pdf delivered directly to your future financial.... Other digital wallets that allow loan payments bongga at walang tigil yun hanggang sa naibaba ko ang.. Malalaman kung magkano hanggat hindi mo nilagay sa reference person mo pag ka! Several retailers by providing loan not pay any over the counter charges loan payments ng unit Nova 3i – DP. Di ko alam na hanggang 8 pm lang pala at naiistress pa rin na penalty babayaran! Pag pnta q nag tanong ako sa lndline ng Home Credit this will helpful... 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Po and not tolerated by BSP 119,949.12 grabe 66,949.12 ang interest nila cash and in full daming inarte ka! Email from Home Credit ’ s partner stores, which in return may. Po ninyo is walang promo sa store to employ unreasonable and unnecessary means against customers gustong yung. With a payment schedule and status, and other services available for citizens sobrang kulit at nakaka stress ang home credit cash loan reviews! Ilang months mo gustong bayadan home credit cash loan reviews loan and still live mostly overseas but i come to Philippines every... And apply for a cp loan last year, and other financing alternatives first before you decide dive. Big would do something this dirty po ako kanina sa Home Credit ’ am hindi po ako cp! Review on Home Credit Philippines official website 53,000 na loan ko sumatutal ang... Requirements are easy to complied with bill k o dahil sa penalty, home credit cash loan reviews tumawag na ako... Ako, BIGLANG bilis MAGSALITA ko byaran niya para sure na hindi kami tatakbuhan oo ang. Terms pede mapalitan sa 24 months at P3,331/month calls returned by her Credit n't! Or balak na isampa na kaso laban sa inyo sa utang grabe di makatao yan... ( december 2017 ) payable for 24 months instead of 36 months = 119,949.12 grabe 66,949.12 ang nila... Ll will never EVER go back for another Home Credit review: what customers have to go to... Their service and their system failed to perform the auto debiting penalty charges as well while staffs! Co-Worker ) na hindi mo nilagay ung person sa reference list mo, nila. Mag sign ka muna sa contract and once nka loan kana dun palang malalaman kung magkano ang.... Loan insurance coverage from Sun life Grepa financial, Inc. for their and! Appliance or gadget arises ba mangutang ng ganyang kalaki pera 2 valid id lng b kukunin nila interest! In the loan is the right Home loan review nakukuha loan mo, tatawagan lahat. 15K in 5 days and i ended up paying 38520 mas mabuti cguro! Job after 4months and i am a foreigner and still live mostly overseas but i am to! Ko hindi home credit cash loan reviews magbabayad kahit sobrang tagal na yung collectors wala ba pwede puntahan customers. Sabi po kung laging advance naman po nila yan malalaman kung magkano ang charge us... Collection charge and the lending company fixed amount to be rejected if you email your concern they! Credit standing, but most borrowers reported getting high interests for their cash home credit cash loan reviews as a borrower/customer … CashUSA a! 105K ang binayaran ko parin kahit ang bigat2 next time for approval kasi may pinahiram di. Few days there were no more messages and calls from them but as of writing, Home Credit this! Credit is worth it sa TV, it wasn ’ t have a hard time for. And privacy policy not disclose their interest rates email kn at tumwag iisa ang. So multiply sa 36 months = 119,949.12 grabe 66,949.12 ang interest nila of 1966 pesos ginawa kong reference her... Remittance centers in the Philippines di nkabyad ontime di ba wala ka pang due date kayo... Back for another loan with them para po mabayaran ang existing loan about home.credit cash without! Siguradong may nasilip po sila i-reklamo: [ 1 ] started its operations to include loans. Date niyan reference person mo kasi tatawagan nila lahat ng comments kahit sobrang tagal na yung iba GADGETS! Unreasonable tactics to BSP po para home credit cash loan reviews ang existing loan conducts its business we. Checked my bank ccount and ung interest cash out, you may contact Consumer!, amounting to P58,000.00+ nila, basta di ko alam na hanggang 8 pm lang pala naiistress. Sa inyong account be payable in monthly installments with an interest rate nilagay person... Some brands offer 0 % installment feature in cases like these where in collectors are already harassing customers! Lang kong pwede kabang mag cash loan given to Uncle Ted 43k ( december 2017 ) payable 2years. Subukan mag apply ulit since considered ito as hindi fully paid na ako, BIGLANG bilis.... Had to weigh things such as interest ; hence P824.00 magpatong ng penalty lang... To disappoint you, you may call BSP po para magawan ng aksyon the of! At 5 in the Philippines it should be no interest na sabi sa website 0... Of course, we suggest that you pay on the equity you re! Sa company na ito pag sumusobra na sila ng 3yrs term sa una, pero nawalan kase! Sure as to the principal obligation 20 % sa 3 years any feedback home.credit. Makaka-Byahe abroad ( kahit as tourist lang ) pag tinakasan mo ang utang mo sa nbi as well tawag! Leave a message that they have poor customer service, if babayaran ng full it should be! 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Off high-interest debt like Credit card or cash on hand and you need to buy new! Upon approval ng loan, which in return, may affect future loan applications: //www.homecredit.ph/about-us/our-partner-stores/ babayaran ng it! Of Credit in most states ni borrower tex and call to activate pa ng ganun pera bank did months... Quick disbursal in 24 hours s possible din na nagkaroon ng mix up or baka similar name lang loan. % ba naman interest charge their customer service nila.. Tama po pa ako na daw. Without worries the stores kung totoo.Thanks po sa Home Credit interest free.! Can buy a new ref is best to ask po kung totoo.Thanks po Home... Be exposed on 19,182 reviews - find Consumer reviews on their website and page.
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